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Wallet and Virtual Cards issuing

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Visa - Mastercard - Crypto - Fiat - Airtime - Virtual Prepaid - Investments

MomoPay Online Wallet

MoMoPay Online Banking fees  Structures

Here's a structured breakdown of the fees associated with using MomoPay Online Bank


- MoMoPay fee straucture:

Transaction TypeFee (%)
Deposit Fee-
Withdrawal Fee1
Remittance Fee1

- General card fees:


Card TypeSetup Fee ($)Monthly Platform Fee ($)Issue Fee ($)Wallet Load Fee ($+%)Load Fee (%)Maintenance Fee ($/month)
Closed Loop0-----
Crypto Closed Loop0-----
Fixed Value0-1---
Mastercard0-5-11
Visa Card0-5-1-
Physical Card0-45---
Crypto Mastercard0-5-21
Virtual Card0-51--


- USD Virtual card fees:



Card TypePer Transaction Fee (%)Termination Fee ($)FX Fees on Non-USD Transactions
USD Virtual Mastercard1.50% (Min: $1.50, Max: $10)Auto termination after 4 insufficient funds transactionsForks
USD Virtual VisaNo1Forks

- Merchant, Transfer and redumption fees:

ServiceFee (%)Notes
Merchant Payment Gateway2Applied on all transactions
Transfer Fee2Applied per transaction
E-Voucher Redeem Fee2Applied for redemption
User Cashout Fee1Applied for cashout
User Cashin Fee0No fees for cash-in
Agent Cash Pay Fee1Applied per transaction
Agent Cash Receive Fee1Applied per transaction


This detailed overview provides an easy reference to understand the different fees associated with  MomoPay Online Bank , including issuance, load, monthly, and transaction-related charges.


- Card Details:


Detail TypeDetails
Card BIN SERIES7249 (4 Pin)


- White Label (Fintech As A service) Brand

    Own your Fintech solution like MoMoPay Online Banking (Web-APP) compelte Fintech services B2B solution



MomoPay Online Bank   is a financial technology company that acts as a card program distributor and a global online bank. Our banking services are provided by licensed banks and electronic money service providers.

The cards are issued by a licensed bank and Member of the FDIC pursuant to a license by Mastercard International Inc and Visa USA Inc.

MomoPay Online Bank  has issuing partnership agreements with multiple bank partners in different countries, enabling the issuance of cards across multiple countries.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Visa is a registered trademark of Visa International.