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MomoPay Bank Features

Complete Fintech digital Solution in one Platform

Wallet – Exchange – Deposit – Withdrawal – Fiat – Crypto – P2P – Investing – Prepaid Cards – Digital products & subscriptions – Merchant POS B2B – Payment Gateway – User APP – Merchant APP – User Dashboard – Credit Card – Virtual Cards

MomoPay BankGlobal Online Bank & Crypto P2P Exchange,Fixed Value Cards & Payment gateway



Our MomoPay Card helps you grow your business, by providing your virtual cards,

 That allows up to $10,000 in monthly spending anywhere in World.

MomoPay Bank card available in 100+ countries

A Global Bank – Your own Cards Network, Merchant POS machine / App and Agent POS Machine / App

MoMoCards, MomoPay Bank, MomoWallet & MoMoBank is a financial technology company that acts as a card program distributor & Banking service.


Our Banking services are provided by licensed banks and electronic money service providers.


The cards are issued by a licensed bank and Member of the FDIC pursuant to license by Mastercard International Inc and Visa U.S.A. Inc.


MomoPay Bank and MoMoPay wallet has issuing partnership agreements with multiple bank partners in different countries and this is how we're able to issue cards across multiple countries.


Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated and Visa is a registered trademark of Visa International.


The only one bank offer many digital products & subscriptions all over the world.


A Global MomoPay Bank

Your own Cards Network, Merchant POS machine / App and Agent POS Machine / App


  • Fiat and Crypto Wallets

  • Issue Your Own Cards (Closed Loop Cards)

  • Merchant and Agent POS Apps with print receipt option for POS Terminals with printers.

  • WooCommerce Plugin

  • Virtual Global Phone Numbers

  • Withdrawal options for users

  • Receive Payment Link

  • Receive Website Buttons

  • Point of Sale Card Acceptance

  • Crypto p2p trading with advertisements

  • Investments with Automated Interest calculations

  • Agent Cash Deposit and Withdrawal

  • 91+ Global Payment Gateways

  • Multi Currencies of your choice

  • Loyalty Points and Referrals

  • Loans

  • Fixed Deposits

  • Deposit pension schemes

  • Internal KYC

  • Accounting & Invoicing

  • Verified powered Merchant/Agent KYC

  • Airtime and Mobile Top-ups

  • 1000+ Prepaid Gift Cards

  • Accept Donations

  • Automated Market Currency Rate Management

  • Postman Merchant API

  • 2FA authentication

  • Email and SMS notifications for user & merchant.

  • Powerful Dashboard

  • NFC Card Support on Merchant App


Use Cases for MomoPay Bank Global:

  • 1) MoMowallet

  • 2) Crypto Wallet and P2P Trading

  • 3) Virtual Global Phone Numbers

  • 4) Prepaid Gift Card Portal

  • 5) Airtime / Mobile Top-up

  • 6) Create Your Own Cards (Like Visa / Master)

  • 7) Buy Prepaid Visa Cards

  • 8) Mall/Chain Stores Membership Cards

  • 9) Close Loop Payment Services

  • 10) User – User Money Transfers.

  • 11) Accept Donations.

  • 12) A lot of subscription, Prepaid cards & many of digital products like Adobe, Netflix & more

 


Authorizations

Our Cards work with pre-authorizations like on Facebook and Google.

Tokenization 

With the tokenization feature on our cards, Users can use their cards on Apple pay or Google pay seamlessly.

3D Security 

Most online websites require payment cards from the African region to be 3D secure. Our cards are enrolled for 3D security so users can enjoy better acceptance and also have their cards secured.

Transaction Enrichment

Our Transaction Enrichment feature improves your users' transaction records by providing detailed information about their spending history

User-Centric Insights

Clear Transaction Records

Data Powered Decisions

Build Retention

Acquire customers

Ensure Repeated Purchases

Enjoy best digital subscription & products

BANK SMARTER

Innovative and user-friendly banking services for organizations and individuals to bank and make payments with ease and convenience.

Debit Cards

Debit card is branded card that utilizes an automated clearing house (ACH) to directly debit consumer accounts. The debit card offers secure transactions through PIN protection.

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Personal Accounts

Our personal Accounts include both savings and checking accounts which are designed for regular transactions. We also offer debit cards that you can use like a prepaid debit card. You can swipe/dip/tap the card to make purchases or withdrawals from ATMs. MomoPay Bank also offered MomoPay Bank Savings and Secured Line of Credit Account which is a revolving line of credit that allows funds to be borrowed, repaid and then borrowed again. The Line of Credit is secured by funds from your MoMoPay savings or money market account.

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Business Accounts

Business checking account enables our customers to track thier business transactions and help monitor your business's profitability.

Payments Services

MomoPay Bank is also a payment service provider that assists businesses to accept a wide range of online payment methods, such as online banking, credit cards, debit cards, e-wallets, cash cards, and more. MoMoPay will ensure customer’s transactions make it from point A to point B, safely and securely.

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Time and Pay Management

Time and Pay management system is a web-based, fully-mobile time and payroll solution. Components include powerful, yet easy to use time clocks, staff and management time cards with full data exporting to the payroll module. Approve time cards in no-time and reduce the time spent working on your payroll as well as eliminating costly data entry errors and the need to manually cut adjustment checks.

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Accounting System

Accounting system is available to our business customers. This built in accounting application software enable business to record and process accounting transactions within functional modules such as accounts payable, accounts receivable, journal, general ledger, payroll, and trial balance. It is an accounting information system

Get paid immediately with direct deposits feature. With direct deposit, payroll funds clear instantly, giving you immediate access to your hard-earned cash. MomoPay Bank offers an early direct deposit which allows you to get paid up to two days early.

  • Trust

We understand the needs of our customers, respect them, and offer relevant service. Gaining our customer's trust is important to us as a company and we plan to earn our customers’ trust.

  • Reward

Get 500 bonus points on opening an account and earn points on every $$$ you spend.

  • Flexible

We are open 24x7x365. We are open all the time to serve you at your own convenience from anywhere at any time. Our Mastercard and Visa® Debit Cards can be used anywhere MasterCards/ Visa® cards are accepted.

  • Customer Centric

Our focus is on our customers. Our entire vision is centered on making our customers happy by meeting their financial needs through MomoPay Bank “One Stop Financial Hub”.

  • Reliable

Exceeding our customers’ expectations.

USD VIRTUAL CARDS

Issue cards to users in more than 100+ countries.

Service and Issuance Fees

Our fees are transparent and we do not charge any hidden fees.

  • Setup Fees - NIL

  • Issuance Fees - USDT 5/Card

  • Wallet Load Fee/ Transaction Fee - 3.75%

  • Transaction Fee per debit transaction - 1.5% ($1.5min to $10max) Billed on User Card Directly

  • Maintenance Fees per active card monthly - $1/card/month Billed on User Card Directly

Banking services provided by our partner Evolve Bank; Member FDIC. The MomoPay Bank Mastercard and Visa® Debit Cards are issued by Evolve Bank pursuant to a license from Mastercard and Visa U.S.A. Inc. and used everywhere Mastercard and Visa debit cards are accepted.